A smiling café owner behind his counter

Canada-wide · Up to $1M · Same-day approvals

Get the equipment.
Keep your cash.

Lease or finance new and used equipment from any dealer, auction or private seller in Canada. See your payment now, apply in one sitting, and send documents after.

Estimate your paymentExample rate 9%
$85,000

$1,967/month over 48 months

CBL funds up to $1,000,000

Example only, not a quote. The lease example includes a 10% buyout at the end of the term. Your rate depends on credit, time in business and the equipment.

Continue to application

How it works

From application to funded

Every credit situation is different. We structure the financing around your business and send it to the lenders best suited to fund it.

  1. Step 1

    Apply

    Tell us what you need, about your business and about you. One sitting.

  2. Step 2

    Sign and upload

    We email your application to e-sign and tell you if the lender needs anything else.

  3. Step 3

    Match

    A CBL advisor reviews your file and sends it to the lenders that fund your kind of deal.

  4. Step 4

    Funded

    Pick the offer that fits. The lender pays the seller or funds your account.

What we finance

Financing that fits how your business runs

  • An equipment operator working at his machine on an autumn job site

    Equipment Leasing

    Get the equipment your business needs and keep your cash. Lease structures for new and used equipment.

  • An owner-operator smiling from the cab of his truck

    Equipment Financing

    Own your equipment from day one with a term loan built around your cash flow.

  • A buyer and a mechanic reviewing paperwork beside a used truck

    Used Equipment Leasing

    Lease financing for used equipment, including private sales, auction buys and older assets.

  • Two shop owners in aprons smiling in their store

    Working Capital Loans

    Funds for inventory, payroll and growth, for businesses bringing in over $15,000 a month.

  • A farmer smiling on his tractor

    Equipment Refinancing

    Free up cash or lower your payments on equipment you already own.

  • A business owner going through invoices in his warehouse office

    Invoice Factoring

    Turn unpaid invoices into cash now instead of waiting on 30 to 60 day terms.

Aerial view of a highway through green farmland near Sylvan Lake, Alberta

Canada-wide

Financing for the businesses that keep Canada moving

From a first dump truck to a second dental chair, we work with owners in every province, on new and used equipment from any seller.

Start your application

Industries

Every industry finances differently

Pick yours for the equipment lenders fund, the structures that work and the questions to expect.

A smiling advisor on the phone with a client

Eligibility

What lenders look for

Requirements vary by program. Not sure you qualify? The application shows what we need, and a person at CBL reviews every file.

  • A Canadian registered business, in any province
  • Equipment with a serial number or VIN a lender can verify, and reasonable remaining life
  • Startups and bruised credit are considered. The structure adjusts, not necessarily the answer

Guides

Plain answers before you apply

All guides →

Start your application

Ready when you are

Apply in one sitting. Approvals can come the same day. Questions? Call 877-522-2498.

Start your application
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