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Fitness facility and gym equipment financing
Commercial fitness equipment and full facility fit-outs.
Estimate your paymentExample rate 9%
$1,967/month over 48 months
CBL funds up to $1,000,000
Example only, not a quote. The lease example includes a 10% buyout at the end of the term. Your rate depends on credit, time in business and the equipment.
Continue to applicationThe short answer
CBL arranges financing for commercial fitness equipment and full gym fit-outs, from cardio and strength lines to studio and recovery setups. It suits new gyms, studios and established facilities replacing worn equipment. We structure payments around membership revenue, including lower early payments while a new location builds its base, where the lender offers them.
At a glance
CBL Financial is an equipment financing brokerage in Calgary, Alberta, that arranges gym & fitness equipment financing for businesses across Canada. Funding goes up to $1,000,000, terms run 24 to 72 months, and approvals can come the same day for straightforward files.
| What it is | Gym & fitness equipment financing, arranged through a lender network |
|---|---|
| Funding | Up to $1,000,000 |
| Terms | 24 to 72 months |
| Approval time | Same day possible for straightforward files |
| Where | Businesses across Canada, from a head office in Calgary, AB |
| Equipment | Cardio (treadmills, bikes, rowers), Strength & plate-loaded lines, Functional rigs & racks, Studio & spin setups, Recovery equipment |
| Sellers | New or used, from a dealer, auction or private seller |
| Rate and down payment | Set by the lender for each file, based on credit, the asset and its age |
In a gym, the equipment is what members pay to use, and they notice when it’s worn. We finance full fit-outs for new facilities and refresh cycles for established ones (cardio walls, strength lines, functional rigs), with payments sized to how membership revenue ramps up.
Common equipment we finance
- Cardio (treadmills, bikes, rowers)
- Strength & plate-loaded lines
- Functional rigs & racks
- Studio & spin setups
- Recovery equipment
Built for your industry
How gym & fitness financing works
New-gym packages
The whole facility can be financed as a single package.
Ramp-up structures
Reduced early payments while your membership base develops, where the lender offers them.
Used commercial-grade welcome
Quality used commercial fitness equipment can reduce fit-out costs substantially.
Services
Financing for gym & fitness
Equipment LeasingGet the equipment your business needs and keep your cash. Lease structures for new and used equipment.
Equipment FinancingOwn your equipment from day one with a term loan built around your cash flow.
Working Capital LoansFunds for inventory, payroll and growth, for businesses bringing in over $15,000 a month.
Equipment
Equipment we finance
Gym Equipment FinancingFinancing for commercial fitness equipment and full facility fit-outs, from cardio and strength lines to functional rigs, new or used, across Canada.
