Equipment Financing in Canada

Finding the right equipment can be a challenge. That's why we offer streamlined equipment financing services to save you time and money, and get you the resources you need to fuel your business faster. We help your business acquire equipment from any vendor across Canada.

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What qualifies for equipment financing?

Equipment financing is designed to cover a broad range of tangible assets that your business may need to operate and grow. This can include, but is not limited to:

  1. Office Equipment: Computers, printers, copiers, phone systems, and furniture.
  2. Manufacturing Machinery: CNC machines, assembly lines, packaging machines, and other manufacturing tools.
  3. Construction Equipment: Excavators, bulldozers, cranes, loaders, and other heavy machinery.
  4. Medical Equipment: Diagnostic machines, patient monitors, surgical instruments, and other healthcare-related tools.
  5. Restaurant and Kitchen Equipment: Ovens, stoves, refrigerators, freezers, and food processors.
  6. Agricultural Machinery: Tractors, plows, harvester machines, and irrigation systems.
  7. Technology and Software: Software licenses, IT infrastructure, servers, and cybersecurity tools.
  8. Vehicles: Trucks, vans, cars, and trailers used for business operations.

The eligibility for financing these items typically depends on the lender’s policies, the financial health of your business, and the intended use of the equipment. Financing helps businesses acquire the necessary equipment without paying the full cost upfront, thus preserving cash flow and enabling more strategic financial management.

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Why equipment financing?

Choosing to finance equipment lets you spread out the cost over time, making it easier to handle big purchases without draining your funds. This way, you can keep money available for other important parts of your business, like growing or adding new products. You can also work out a payment plan that fits your budget, making it flexible. In short, financing helps you get the equipment you need to stay ahead, without stressing about the price tag.

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Equipment Financing Benefits

Tax Benefits

Each payment in most equipment financing plans includes interest. The interest portion of these payments can typically be written off as tax-deductible. This offers a fiscal benefit when you file your taxes.

Stay Ahead Of The Competition

Ensure your business operates at peak efficiency and meets growing demands by investing in the latest and most effective tools.

Preserve Working Capital

Avoid straining your cash flow by not paying for equipment all at once. Financing allows you to spread the cost over the equipment's life, making it more manageable and helping you keep cash on hand for other business needs.

    How Equipment Financing Works

  • Apply for Financing: Start by applying for your loan with us.
  • Utilize Equipment: We pay the vendor directly, so all you have to do is pick up your equipment and start utilizing it.
  • Repay in Installments: Make fixed payments according to your repayment schedule.
  • Gain Ownership: After fully repaying the loan, the equipment is all yours.
  • 5 Minute Application
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Equipment Financing FAQ