Our Financial Services

Running a business is hard enough. That's why we offer streamlined small business loans to save you time and money, and get you the resources you need to fuel your business faster.

If you're a startup or an established business in Canada looking for funding but facing challenges with traditional banks, our brokerage is here to help. Many business owners, eager to grow, often struggle with the strict requirements set by conventional lenders. Recognizing this, we've partnered with some of the best commercial equipment and business funding lenders to offer you the best financing solutions tailored to your credit situation.

Our lenders specialize in providing quick approvals, no down payment options, and only require basic financial documentation for funding up to $1,000,000. Our role is akin to that of mortgage brokers, focusing on securing the most advantageous financing for the assets you need.

With our support, you gain the flexibility to make purchases from any vendor, auction house, or credible private seller across Canada. We have already helped hundreds of businesses secure the funding they need. Contact us today to explore your financing options and take the next step in growing your business.

Equipment Leasing

Equipment leasing offers a smart way for your business to access the latest equipment without the high upfront costs of purchasing. This arrangement allows you to use the equipment for a set period while making regular lease payments. It’s an effective strategy to keep your business technologically up-to-date and competitive, without the financial burden of owning the equipment outright. At the end of the lease term, you typically have the option to purchase the equipment, renew the lease, or return it. This flexibility is ideal for managing your business’s evolving needs and maintaining financial agility.

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Equipment Financing (EFA)

Equipment financing is a practical solution to acquire essential machinery or technology for your business without straining your cash flow. EFA’s allows you to finance the equipment you need, making manageable payments over time. At the end of your financing term, you have the option to fully own the equipment. This method not only preserves your capital but also keeps your business equipped with the latest tools, ensuring you stay competitive and efficient.

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Working Capital Loan

Working capital loans give you the financial flexibility to cover day-to-day operational costs, such as payroll, rent, and inventory, without dipping into your savings. This type of loan is designed to finance the short-term operational needs of your business. It’s an ideal solution for maintaining cash flow, handling unexpected expenses, or even taking advantage of new business opportunities that require quick funding. With a working capital loan, you can keep your business running smoothly and efficiently, ensuring you have the resources to grow and succeed.

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Factoring Loan

A factoring loan is a financial solution where your business can get immediate cash by selling its accounts receivable (invoices) to a lender at a discount. This type of financing is especially useful for businesses that need quick access to cash but have customers that take longer to pay. Instead of waiting for customer payments, you receive an advance on a portion of your invoices, providing you with the working capital you need to continue operations, invest in growth, or manage cash flow gaps. The factoring company then collects payment directly from your customers, and once collected, you receive the remaining balance of the invoices, minus a fee for the factoring service. This approach is a practical way to maintain steady cash flow without the need for traditional loans or credit lines.

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Equipment Refinancing

Equipment refinancing is a financial strategy where you use the existing equipment that your business owns as collateral to secure a new loan. This approach is particularly useful if the equipment has substantial equity. By refinancing, you can potentially lower your interest rates, reduce monthly payments, or alter the term length of your existing equipment loan.

This option is ideal for businesses looking to free up capital, improve cash flow, or invest in other areas of their operations. It can also be a smart move if market conditions have improved since you first financed your equipment, allowing you to take advantage of better loan terms. Refinancing your equipment can provide the financial flexibility needed to keep your business running efficiently and effectively, while also potentially saving money over the long term.

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