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Ready when you are
Apply in one sitting. Approvals can come the same day. Questions? Call 877-522-2498.
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Construction equipment financing that fits the season
Excavators, dozers, skid steers and attachments, with seasonal structures.
Estimate your paymentExample rate 9%
$1,967/month over 48 months
CBL funds up to $1,000,000
Example only, not a quote. The lease example includes a 10% buyout at the end of the term. Your rate depends on credit, time in business and the equipment.
Continue to applicationThe short answer
CBL arranges financing for excavators, skid steers, loaders, dozers and attachments, new or bought at auction. It suits contractors whose revenue runs heavy in the building season and slows in winter. Where lenders offer it, we set up seasonal payment structures so the payments follow your work, and we can arrange pre-approval before you bid at auction.
At a glance
CBL Financial is an equipment financing brokerage in Calgary, Alberta, that arranges construction equipment financing for businesses across Canada. Funding goes up to $1,000,000, terms run 24 to 72 months, and approvals can come the same day for straightforward files.
| What it is | Construction equipment financing, arranged through a lender network |
|---|---|
| Funding | Up to $1,000,000 |
| Terms | 24 to 72 months |
| Approval time | Same day possible for straightforward files |
| Where | Businesses across Canada, from a head office in Calgary, AB |
| Equipment | Excavators & mini-ex, Skid steers & loaders, Dozers & graders, Compaction equipment, Attachments |
| Sellers | New or used, from a dealer, auction or private seller |
| Rate and down payment | Set by the lender for each file, based on credit, the asset and its age |
Construction equipment earns unevenly: flat out May through November, parked in February. We structure leases and loans with seasonal skips and step-ups, where the lender offers them, so payments track your invoicing. We also finance auction and private-sale yellow iron, as well as dealer units.
Common equipment we finance
- Excavators & mini-ex
- Skid steers & loaders
- Dozers & graders
- Compaction equipment
- Attachments
Built for your industry
How construction financing works
Seasonal payments
Skip or reduced winter payments, where the lender offers them.
Auction pre-approval
Arrange pre-approval before auction day so funding is ready when you bid.
Progress-friendly working capital
Working capital to bridge holdbacks and slow progress draws.
Services
Financing for construction
Equipment LeasingGet the equipment your business needs and keep your cash. Lease structures for new and used equipment.
Equipment FinancingOwn your equipment from day one with a term loan built around your cash flow.
Working Capital LoansFunds for inventory, payroll and growth, for businesses bringing in over $15,000 a month.
Equipment
Equipment we finance
Dump Truck FinancingDump truck financing for tandems, tri-axles and off-road units, new or used, from dealers, auctions or private sellers across Canada.
Excavator FinancingFinancing for mini, midi and full-size excavators, new or used, from dealers, auctions or private sellers, for contractors across Canada.
Forklift FinancingForklift financing for electric, propane and diesel lifts, warehouse or rough-terrain, new or used, single units or full fleets, from any seller.
Skid Steer FinancingSkid steer and compact track loader financing, new or used, with the attachments that make the machine earn, for contractors, landscapers and farms.
