Eligibility
What lenders look for
- Canadian registered business or owner-operator
- Truck with a verifiable VIN and supportable market value
- First-time buyers and bruised credit considered, with the structure adjusted to the deal
New or used, any seller · Funding up to $1,000,000 · Terms 24 to 72 months
Dump truck financing across Canada
Dump truck financing for tandems, tri-axles and off-road units, new or used, from dealers, auctions or private sellers across Canada.
Estimate your paymentExample rate 9%
$1,967/month over 48 months
CBL funds up to $1,000,000
Example only, not a quote. The lease example includes a 10% buyout at the end of the term. Your rate depends on credit, time in business and the equipment.
Continue to applicationThe short answer
Yes. CBL Financial arranges loans and leases for tandem, tri-axle, super-B and off-road dump trucks, new or used, bought from a dealer, an auction or a private seller. It suits owner-operators, haulers and excavation contractors, including first-time buyers. Funding goes up to $1,000,000, terms run 24 to 72 months, and approvals can come the same day.
At a glance
CBL Financial is an equipment financing brokerage in Calgary, Alberta, that arranges dump truck financing for businesses across Canada. Funding goes up to $1,000,000, terms run 24 to 72 months, and approvals can come the same day for straightforward files.
| What it is | Dump truck financing, arranged through a lender network |
|---|---|
| Funding | Up to $1,000,000 |
| Terms | 24 to 72 months |
| Approval time | Same day possible for straightforward files |
| Where | Businesses across Canada, from a head office in Calgary, AB |
| Equipment | Semi trucks & day cabs, Dry vans & reefer trailers, Dump trucks, Flatbeds & lowboys, Straight trucks |
| Sellers | New or used, from a dealer, auction or private seller |
| Rate and down payment | Set by the lender for each file, based on credit, the asset and its age |
A dump truck earns on hauls, and hauling is seasonal. It’s busy through the construction and aggregate months and quiet once the frost sets in, and a flat monthly payment ignores that. Where the lender allows it, we set up payments that follow the season, and we place the deal with lenders who finance vocational trucks regularly and know how to read one.
Plenty of dump trucks change hands used, and the best-value units often come from other operators or dealer auctions. Those are the purchases generalist lenders struggle with: no factory invoice, a specific vocational spec, real hours on the clock. We verify the truck, document its value and match it to a lender who funds used vocational trucks routinely.
Why CBL
Why finance dump truck with CBL
Vocational spec understood
Tandem or tri-axle, spring or air-ride suspension, box size and PTO setup all affect what a dump truck is worth. We describe the truck the way an operator would, so the lender sees its real value.
Seasonal payment schedules
Many lenders will set up reduced or skipped winter payments on a hauling truck. We ask for that structure when your work slows in the cold months.
Used and private-sale purchases
Auction buys and owner-to-owner sales can be financed. The lender checks for liens, confirms the value and pays the seller.
First-time buyers considered
Owner-operators buying a first truck can qualify through lender programs built for new owners. The structure adjusts to the file.
How it works
A straightforward process
- Step 1
Send us the truck
The listing, spec sheet or seller details. Make, model, year, kilometres and configuration are enough to start.
- Step 2
We verify and place the file
We place your file with the lenders best matched to a used vocational truck and your credit profile. They check for liens and confirm the value.
- Step 3
Seller paid, truck hauling
We coordinate the payout with the dealer, auction house or private seller. Approvals can come the same day on straightforward files.
Start your application
Ready when you are
Apply in one sitting. Approvals can come the same day. Questions? Call 877-522-2498.
Start your application