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Restaurant, bar and café equipment financing
Kitchen equipment, refrigeration and front-of-house fit-outs.
Estimate your paymentExample rate 9%
$1,967/month over 48 months
CBL funds up to $1,000,000
Example only, not a quote. The lease example includes a 10% buyout at the end of the term. Your rate depends on credit, time in business and the equipment.
Continue to applicationThe short answer
CBL arranges financing for commercial kitchen equipment, refrigeration, espresso machines, dishwashing systems and full restaurant fit-outs. It suits restaurants, bars and cafés planning a build or replacing equipment that has failed. We place files with lenders that have a genuine appetite for hospitality, and for urgent replacements, approvals can come the same day.
At a glance
CBL Financial is an equipment financing brokerage in Calgary, Alberta, that arranges restaurants, bars & cafés equipment financing for businesses across Canada. Funding goes up to $1,000,000, terms run 24 to 72 months, and approvals can come the same day for straightforward files.
| What it is | Restaurants, bars & cafés equipment financing, arranged through a lender network |
|---|---|
| Funding | Up to $1,000,000 |
| Terms | 24 to 72 months |
| Approval time | Same day possible for straightforward files |
| Where | Businesses across Canada, from a head office in Calgary, AB |
| Equipment | Commercial ovens & ranges, Walk-ins & refrigeration, Espresso machines, Dishwashing systems, Full kitchen fit-outs |
| Sellers | New or used, from a dealer, auction or private seller |
| Rate and down payment | Set by the lender for each file, based on credit, the asset and its age |
Kitchen equipment tends to fail at the worst moment, and a replacement bought in a rush usually costs more. We finance planned kitchen builds and emergency replacements alike, and because generalist lenders often judge restaurant files harshly, we place them with the lenders who actually like the sector.
Common equipment we finance
- Commercial ovens & ranges
- Walk-ins & refrigeration
- Espresso machines
- Dishwashing systems
- Full kitchen fit-outs
Built for your industry
How restaurants, bars & cafés financing works
Emergency replacement speed
Urgent replacements are prioritized, and approvals can come the same day.
Hospitality-friendly credit
Lenders chosen for their appetite for food service.
Working capital pairing
Cover the reno period when the doors are closed.
Services
Financing for restaurants, bars & cafés
Equipment LeasingGet the equipment your business needs and keep your cash. Lease structures for new and used equipment.
Equipment FinancingOwn your equipment from day one with a term loan built around your cash flow.
Working Capital LoansFunds for inventory, payroll and growth, for businesses bringing in over $15,000 a month.
Equipment
Equipment we finance
Restaurant Equipment FinancingFinancing for commercial kitchens, refrigeration and full fit-outs, planned builds or emergency replacements, through lenders who work with restaurants.
