Eligibility
What lenders look for
- Canadian registered carrier or owner-operator
- Trailer with a verifiable VIN and supportable value
- New, used, dealer, auction or private-sale purchases
New or used, any seller · Funding up to $1,000,000 · Terms 24 to 72 months
Trailer financing: dry vans, reefers and flatbeds
Dry van, reefer and flatbed trailer financing, new or used, single units or full sets, for carriers and owner-operators across Canada.
Estimate your paymentExample rate 9%
$1,967/month over 48 months
CBL funds up to $1,000,000
Example only, not a quote. The lease example includes a 10% buyout at the end of the term. Your rate depends on credit, time in business and the equipment.
Continue to applicationThe short answer
Yes. CBL Financial arranges loans and leases for dry vans, reefers, flatbeds, step-decks and lowboys, new or used, from a dealer, an auction or a private seller. It suits carriers and owner-operators adding capacity without tying up cash, from a single trailer to a matched set. Funding goes up to $1,000,000, terms run 24 to 72 months, and approvals can come the same day.
At a glance
CBL Financial is an equipment financing brokerage in Calgary, Alberta, that arranges trailer financing for businesses across Canada. Funding goes up to $1,000,000, terms run 24 to 72 months, and approvals can come the same day for straightforward files.
| What it is | Trailer financing, arranged through a lender network |
|---|---|
| Funding | Up to $1,000,000 |
| Terms | 24 to 72 months |
| Approval time | Same day possible for straightforward files |
| Where | Businesses across Canada, from a head office in Calgary, AB |
| Equipment | Semi trucks & day cabs, Dry vans & reefer trailers, Dump trucks, Flatbeds & lowboys, Straight trucks |
| Sellers | New or used, from a dealer, auction or private seller |
| Rate and down payment | Set by the lender for each file, based on credit, the asset and its age |
Trailers are the quiet half of a trucking operation. They cost less than the tractor, last longer, and can be the difference between one load and two. Financing them lets a carrier add capacity (a reefer to chase temperature-controlled freight, a flatbed to open new lanes) without draining the cash a growing fleet needs for fuel and payroll.
Different trailer types carry different lender considerations. A reefer includes a refrigeration unit with its own hours and service life. A flatbed or lowboy is judged on deck condition and rating. Dry vans hold value steadily and tend to finance easily. We know how each is valued and place them accordingly, including used trailers bought at auction or privately, where a lot of the real value is.
Why CBL
Why finance trailer with CBL
Every trailer class
Dry van, reefer, flatbed, lowboy, step-deck or dump trailer. Each is assessed on the details that drive its value.
Reefer units understood
A reefer is a trailer plus a refrigeration unit with its own hours. We present both, so the lender values the whole unit correctly.
Single unit or full set
Finance one trailer to add capacity, or a matched set of units, as a single straightforward facility.
Used and auction trailers funded
Trailers hold value well and used units offer strong economics. Private and auction purchases can be financed; the lender checks for liens and confirms the value.
How it works
A straightforward process
- Step 1
Send the trailer details
Type, make, year, and for reefers the unit hours. A listing or spec sheet is enough to begin.
- Step 2
We value and place it
We place your file with a lender suited to the trailer class, who confirms the value and checks for liens.
- Step 3
Funded and rolling
The seller is paid directly and the trailer goes to work. Approvals can come the same day on straightforward files.
Start your application
Ready when you are
Apply in one sitting. Approvals can come the same day. Questions? Call 877-522-2498.
Start your application